Pay in full
All major credit and debit cards through our secure checkout.
FINANCING The piece now.
The piece now.
Payments that fit.
Spread the cost of your purchase into manageable payments. Check the options below and talk to us about what works for you.
CLEAR TERMS, NO SURPRISESFinancing availability · please confirm
Financing is provided by third-party partners and is subject to approval. Rates, plan lengths and eligibility vary — the partner shows your exact terms before you commit.
PAYMENT OPTIONS
Ways to pay
Pay in installments
Split eligible orders into smaller payments with a buy-now-pay-later partner at checkout, where available.
Longer-term financing
For larger purchases and custom pieces, monthly plans may be available through a finance partner.
Layaway on request
Reserve a piece with a deposit and pay the balance over an agreed period. Ask our team.
HOW IT WORKS
Apply in minutes
- 01
Choose your piece
Add it to your bag, or ask us for a quote on a custom design.
- 02
Select a plan
Pick an installment option at checkout, or ask our team about longer-term plans.
- 03
Quick decision
The finance partner checks eligibility and shows your rate and schedule before you accept.
- 04
Wear it sooner
Once approved, your order is processed as normal and you pay over time.
ELIGIBILITY
Before you apply
Approval decisions are made by the finance partner, not by XYZ Jewelrs. A soft credit check may be used to show your options.
You will usually need
- To be 18 or older
- A valid billing address in a supported country
- A debit or credit card for repayments
- A valid email and mobile number
Keep in mind
- Missed payments may incur fees from the partner
- Interest may apply depending on the plan
- Some items or order values may not qualify
- Returns follow our refund policy; the partner adjusts your plan
FINANCING FAQ
Common questions
Does applying affect my credit score?
Many partners use a soft check to show your options, which does not affect your score. The partner will tell you before any hard check is made.
Can I pay off my plan early?
Most plans allow early repayment. Check the terms shown by the finance partner when you apply.
Can I finance a custom piece?
Often, yes. Mention financing in your custom quote request and the team will confirm the options for your design.
What if I return an item bought on a plan?
Returns follow our refund policy. Once the return is processed, the finance partner updates or closes your plan.
ASK ABOUT FINANCING
Talk to us about a plan
Tell us what you are looking at and a comfortable monthly amount. We will explain the options available for your purchase.